Car and truck accidents often result in very serious injuries.
Whether it's a broken bone requiring a cast or a serious brain/head injury, car and truck accident injuries can lead to significant damages such as time lost from work and expensive medical bills.
Florida Car Accident Law - Economic Damages Recoverable Damages recoverable in a Florida car accident case are either economic or non-economic.
Economic damages are the financial losses caused by an accident and injury.
Lost wages and medical bills are the most common types of economic damages.
In a car accident situation, the injured party may suffer injuries serious enough that the person loses time from work and incurs thousands of dollars in medical bills.
Under Florida's no-fault car insurance law, Florida Statute 627.
736, car accident victims are able to make claims for medical bills and disability (lost wages, household help, etc.
) with their own insurance companies.
Under Florida car accident insurance law, car insurance companies are required to offer up to $10,000 of medical and disability benefits.
After those benefits are exhausted, the negligent driver may be on the hook for any additional lost wages and medical bills.
For example, if Driver A is injured in a car accident caused by Driver B, Driver A will make a claim for medical benefits and lost wages under Driver A's own car insurance policy.
Since Driver A purchased $10,000 of medical and disability benefits, Driver A is eligible to receive up to $10,000 of benefits from his own car insurance company.
If Driver A's medical bills and lost wages exceed the limit ($10,000), Driver A may be able to file a claim or lawsuit against Driver B to recover those losses.
In addition to medical bills and lost wages, a car accident victim may be eligible to receive compensation for household help, child care, and any other reasonably necessary out of pocket expense incurred as a result of the car accident and injuries.
An accident victim may be able to make a claim not only for past lost wages and medical bills, but also lost wages and medical bills which are reasonably certain to be incurred in the future.
A claim for future damages often requires assistance of an expert.
For instance, in a car accident case where someone is so severely injured that they are unable to return to work or can only work part time, a vocational expert may be needed.
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